Does Having a 0% Credit Utilization Hurt My Credit Score? – Credit Card Insider

Today's question is: Does having a 0% credit utilization hurt my credit score?
Learn more about 0% utilization here:

Learn more about utilization in general here:

Is it true that having a 1% credit utilization is better than having 0%? What's the difference between the statement closing date and the due date? When should I pay off my credit card balance? What if I pay off my balance in full before the due date?

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