Today's question is: How Do I Get A Perfect Credit Score?
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A "perfect" credit score, or even a FICO score above 800, sounds wonderful – but just how useful would it be? It turns out that you won't really get any benefit from those last few points, because lenders are prepared to offer their best rates to people with lower scores. But, if you are going for perfect but can't quite get there, it's probably due to your average age of accounts. This is a component of your score that can only be maxed out by spending decades being a responsible credit user, so you'll just have to wait.
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