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What you want is an excellent credit score, and you can find some tips for getting one here: How to Improve Your Credit Score Without Debt
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One easy first step in how to build your credit with a credit card is to make your regular monthly purchases on the card
How to Get A Better Credit Score
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This is the most comprehensive guide on how to increase your credit score to 800+, including a list of the biggest impact tips to boost your score quickly If we had to name the absolute lowest credit score to buy a house, it would likely be somewhere around a 500 FICO score
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so you may want to cancel your account before they re-pull your credit a second time. your credit utilization score controls 30% of your total credit score or 255/850 points.
increase your credit scores from below 500 to 800+.
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