Lansing Credit Repair (708) 680-7600, Credit Repair Lansing IL Credit Repair Service

Lansing Credit Repair Credit Repair Lansing IL Credit Repair Service R&R Financial Group. The most effective Credit Repair service available!

R&R Financial Group Inc. uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you to know that you have the right to question any information on your credit reports that your feel may be questionable or inaccurate. If a questionable item cannot be proved then it must be removed. R&R Financial Group Inc. works in a 4 Step process that is extremely geared at providing world class customer service and results.

1. Sign Up
2. Choose disputed items
3. We go to work for you
4. You get results

The credit bureaus by law have 30 days to investigate your dispute. After that, they must inform you of their results and send you a copy of your updated report. It usually takes 45 days from the day we send a dispute to the day you receive an updated report. When you receive a response from a bureau, make a copy of the updated report for your records then send the original to us. With this information we will update your account and send you a new email with your progress. These progress reports will be delivered to your e-mail. This 4 step cycle sometimes needs to be executed multiple times until the questionable items have been removed and as each new cycle begins, hopefully there will be less questionable items on your credit reports.

Why Credit Matters:
Credit can affect everything from home loans, auto loans, rental agreements, insurance, social status, and even employment. Bad credit means higher rates on just about everything related to borrowing money. Making a plan to try to improve you credit will help save you money.

Credit Facts:
There are five factors in determining your credit score:
•Payment History
•Amounts Owed
•Length of Credit History
•Taking on More Debt
•Types of Credit in Use

Would you know how to get a mortgage if you needed one? Rules of the mortgage game have changed significantly – there is a new normal that is more difficult than ever. It's even harder if you have experienced foreclosure, bankruptcy, divorce or other life changing events. When trying to purchase a house more than just a adequate scores can stop you from qualifying for a loan.

Your Rights as A Consumer:
As per the FCRA – ONLY items that are 100% accurate, verifiable, and timely are allowed to be on your credit report. We challenge the credit bureaus to prove these items are 100% accurate, verifiable, and timely.

Our Warranty:
Although by law we cannot guarantee an outcome, we promise to work diligently to improve your credit score by giving you all the tools, guidance, and resources to help you achieve your goals. If we don't, we will evaluate your file and either extend free service to you for a limited time or give you a refund of all monies paid except the setup fee, provided that you have at least four inaccurate items on your credit report and that you have not used another credit repair agency in the last twelve months.

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R&R FINANCIAL GROUP INC (708) 680-7600

Lansing Credit Repair