Jan 272018

If you have bad credit score or No credit history then you need not worry. You can still avail the loan. You can always approach cooperative banks, rural banks or small financial institutions.

Some other ways to avail without Credit Score are
1. Loan from friends and family members
2. Loan against existing assets or financial products like a credit card, overdraft, fixed deposits, Gold, Insurance, PPF account etc.… Read the rest

Dec 162017

How to Improve Your Credit Score is one of the topics on which i receive maximum no of queries on my website. To be very honest, 750 is no longer considered a good credit score. The focus now shifts on the credit behavior instead of numerical no.

With good credit score and worthiness, you can easily avail a loan at cheaper interest rates and many employers have started considering the credit score as one of the key criteria to hire employee especially in banks and financial institutions.… Read the rest