Dec 242017
 

How to Improve Your Credit Score

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Nov 092017
 

Today's question is: How does a large balance transfer affect my credit score?
Ask us your credit questions in the comments and find your next card at

Many credit cards have introductory balance transfer offers that are quite cheap. You'll need better credit to qualify for these cards. What happens to your credit when you open a new card and transfer one or more balances onto it?… Read the rest

Oct 302017
 

If you were ever wondering how credit scores work or how to raise/increase your credit score, you must watch this video. I explain how FICO credit scores work and what makes you have a high or low credit score. I also explain tips and tricks and explain how you can go about building your credit properly so that you can take advantage of all the amazing things good credit handled responsible has to offer!… Read the rest

Oct 062017
 

Learn to budget, beat debt, & build a legacy. Visit the online store today:

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Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions.… Read the rest

Oct 042017
 

For more information on your credit score and to view your free credit score, visit:

Ever ask yourself what is a credit score, and why is it important? Your credit score could make the difference when making life's important purchases. From your dream home to your dream car—it's one of the most critical things that can make or break your purchasing power.… Read the rest

Sep 302017
 

Being an authorized user can help your credit score, but it can also hurt it. We explain how being an authorized user works and how it might affect your credit score.

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Disclaimer: This video provides general information about credit and is not intended to advise about your personal financial situation.… Read the rest

Aug 012017
 

Get your credit score at

TransUnion is committed to helping you understand the role credit plays in your life, how day-to-day decisions influence your credit rating and how you can access and use credit to achieve your own goals.

Here are some of the factors the basic credit scoring formula takes into account:

* Payment history – A good record of on-time payments will help your credit.… Read the rest

Jul 232017
 

Today's question is: Does having a 0% credit utilization hurt my credit score?
Learn more about 0% utilization here:

Learn more about utilization in general here:

Is it true that having a 1% credit utilization is better than having 0%? What's the difference between the statement closing date and the due date? When should I pay off my credit card balance?… Read the rest

Jul 192017
 

In which we explain what a credit score is, how to FIND your credit score, and (most importantly) how to IMPROVE your credit score and credit history!

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HOW TO ADULT Posters Now Available from DFTBA Records!

Merchandise from Mike (including posters about books and "Everything Not Saved Will Be Lost"):

SOME INFO FROM THE VIDEO:

"How to Adult" is a "life skills" edutainment channel brought to you by Executive Producers Hank Green and John Green.… Read the rest