Auto Loans – 4 Surprising Myths and the Truth Auto loans are the loans provided by vendors for buying a new or used vehicle by pledging the vehicle itself as collateral. When a borrower is about to secure a loan or pay off their debts, they come to face enough myths regarding auto loans. Though […]
Fair Credit Reporting Act – 6 Things To Know Credit reports can often be the source of a lot of stress. The previous statement is especially true if you are currently battling bad credit or if there are errors on your credit reports. Even if the credit problems you are facing are not your fault, […]
Worried about your current credit situation? Concerned that you’re going to be doomed for the rest of your life because of mistakes you made in the recent past? Don’t be. Know how far back does credit reports go? Your credit report simply serves as a useful guide for lenders to understand what kind of debt history […]
5 Unusual Things Affect Credit Score We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hit! Here are 5 unusual things that affect credit score. Thing 1: Forgotten credit cards affect credit score! […]
How To Detect Identity Theft – You Need to Know Are you aware of how to detect identity theft? You have probably heard the ominous statistics before on the nightly news or maybe you have even read articles online about how identity theft is one of the nation’s fastest-growing crimes. Hopefully, you will never fall […]
How To Protect Your Child from Identity Theft? Do you want to know how to protect your child from identity theft? When it comes to identity theft, it is not only your credit reports and personal information that you need to protect. Your child’s personal information can also be stolen by identity thieves. Both seniors […]
Rebuilding Credit After Divorce – Effective Ways In the midst of all of the stress and emotional turmoil which often accompanies divorce, you may be tempted to ignore the potential danger that a divorce may pose to your credit and opt, instead, to save those problems for another day. After all, you are probably dealing […]
What You Need To Know About The National Consumer Assistance Plan In the spring of 2015 Equifax, TransUnion, and Experian (better known as the 3 major credit reporting agencies) agreed to a landmark settlement agreement. Though originally announced by the attorney general of the state of New York, Eric T. Schneiderman, and shortly thereafter announced […]
How Long can Bad Debt Damage My Credit report? Your credit reports are tools, tools that are routinely used by lenders, banks, creditors, and collection agencies (among many others). Do you wonder how long can bad debt damage my credit report? Naturally, credit reports are tools that are used to review applications for financing and […]
Why Credit Cards Are Safer than Debit Cards Have you ever gotten into trouble with credit cards in the past? If the answer is yes and once upon a time you overextended yourself by charging up a big pile of credit card debt then you might feel a little gun shy about using credit cards […]