Sep 222017
 

Here are 7 proven ways to boost your credit score. Some are slightly against conventional wisdom but I show them because they work.

1. Comb your credit report as described here:

2. Pay before the statement date:

3. Max out low limit cards and pay it off:

4. Get more cards from different banks. Same video as 1.
5. Get more types of credit:

6.… Read the rest

Jun 292017
 

Boost your credit score within 30 days by just paying off your credit card before the statement date. Your credit card reports information to the credit bureaus on the statement date. If you intercept this report by first paying everything off, they will report you as carrying a zero balance while being active.

Even if you pay your credit card in full and on time every month, you can benefit from this trick by making your credit utilization ratio go to zero.… Read the rest