If your situation is out of hand and collectors keep calling, debt consolidation may be what you need. Do not expect to get out of debt in less than a couple of years. The process takes time and requires proper planning and execution. The information that follows should help you make good choices when you’re considering consolidation.
When you are exploring debt consolidation options, do not assume that a non-profit business is completely trustworthy or that they will give you the best terms.… Read the rest