Jan 182018
 

Hey all!!! Here are some easy ways to help raise your credit score.. I used these methods to jump from 300's to 750. No tricks, my personal experience shared in this video!!!

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I hope this video helps a few… Thank you for watching!!!

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Dec 192017
 

Are you just starting out with credit cards and wonder where you can get a free credit score? There is no need to pay for a score when many credit cards will actually give you the score for free. I say many but not all credit cards provide the score. Here let me show you the many cards that you could get or you may already have that has a free credit score.… Read the rest

Dec 122017
 

An easy breakdown of the New Vantage Score 4.0 changes and how they will affect Credit Karma, Credit Sesame, Credit Wise, & Wallet Hub.

Recorded by Certified FICO Professional and Approved Bankrate.com Partner Calvin O'Neal Russell Jr.

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Dec 102017
 

100% or 0% Utilization? How about 1% or 0.2% credit card utilization ratio. Which are you supposed to to? 30%?? It turns out the optimal method is to owe a very small amount on the statement closing date. For most comparability for most credit card types and credit bureaus, owing $2 is the magic number that you can apply to all your credit cards.… Read the rest

Nov 242017
 

Do you need a perfect credit score?
[ Blog Post ]
Keep your cards organized: Filmed on this: Click "SHOW MORE" for full list of camera gear.

Relevant Playlists:
Credit 101:

AskSebby P.O. Box:

Sebastian Fung
1450 Sutter St.
PMB 218
San Francisco, CA 94109

Frequently asked questions about camera:

Camera Gear:
Camera:
Bendy Tripod:
You'll need this for the bendy tripod:

Useful stuff:
Best headphones for travel:
Card organizer:
Need new luggage?… Read the rest

Nov 222017
 

202-213-2218
How to interprete your credit scores?

credit repair letters that work

You should understand that your credit scores are calculated individually by the three agencies and your scores may not be the same due to variation of your credit history with different agencies. Below is the interpretation of different credit score range.

720-850 – Excellent – The best score range and best financing terms.… Read the rest

Nov 172017
 

Raising your credit score by 100 points involves a couple of practices. First of all, the key to increasing your score is to know the factors that affect it. Here are the five factors affecting your credit score.

First is the payment history that affects 35% of the score. The concentration is usually on your payment behavior for the past 6 months.… Read the rest

Nov 112017
 

Boost Your Credit Score for Auto Loans, Mortgages, and Credit Cards! However, AUs don't work for business credit. If you need business credit, please apply.

Apply now for a free ten minute phone consultation.
Hi, unfortunately we no longer offer AUs or offer any recommendations. In our experience, they don't post like they should.