DO This One STEP To INCREASE Your Credit Score INSTANTLY Without DELETING One Negative ITEM…😮 PT 2
Hey credit cousin,
So many of you were unaware of the dispute comment technique to increase your credit score so I'm
making another video of the first video I posted here where I discussed what were dispute comments
and how they can impact your credit score. I also include a free dispute removal letter
in that video for you to use to send to the credit bureaus however, many of you want
something that is instant because many of you are purchasing homes now or need an
increase now and can’t wait for 30-45 days so i’m making a part two on how you can
do so, keep watching to learn more.
So to piggyback off the last video, we want to
remove the dispute comments that cause a credit denial but also increase your credit score. If
you ever disputed an item on your credit report, most of the time dispute comments would be
added and some can cause your score to decrease. Sometimes on credit karma, you get a notification
like this where it says it was updated but just a remark was added and it caused your score
to go down.
Now this is just an example, credit karma isn't accurate with real
fico scores but they can help with real live updates on your credit dispute updates.
So, of course there is more than way to skin a cat and if you don't want to use the dispute
comment removal letters, then you can do this:
You can actually remove
dispute comments instantly? You can do so by CALLING THE BUREAUS
FOR INSTANT DISPUTE COMMENT REMOVAL:
You can call each bureau
EXPERIAN: Call 855-414-6148 ( select options 2, 1, 2, 1 after you're prompted for your SSN#
and dob etc) watch this video to get experian within 5 mins on the phone..
For EQUIFAX: call 800-846-5279 and follow the prompts to reach live agent
And for TRANSUNION: call 800-916-8800 Then put Extension 4 then extension 2 and you
should reach a live agent quicker than way. Make sure to always ask to speak
with someone from the United states.
Once you get a live agent from the United
States, you can inform them that you would like some dispute comments to be removed from some
of your accounts on your credit report and that you are no longer disputing those accounts.
Once they put the dispute in, make sure to ask them how long it takes for this to be done and
if he/she says that it will take longer than a couple of days usually they will give you
a generic answer like 30 days for dispute but you can inform them that you are need to
move forward with closing on your first home and unable to close unless this is removed and
can the dispute be expired sooner or can you speak to someone who can get this done
sooner.….so this usually works because credit bureaus understand how important closing
on your first new home is and it's showing you are taking action with something that is
really small that is hindering your closing.
So make sure these are accounts that you
are no longer trying to dispute and/pr make sure these accounts that you know have made
your score go down based on the dispute comments. You can also go back to credit karma to check the
dates and history of your score updates to see if it looks similar to something like where it is
not giving updates on the actual account, it just seems that remarks are added and the credit
score did decrease.
Then that may indicate that a dispute comment did impact your credit score.
So keep me updated with your results in the comment, chat soon!
Make sure to like, comment, subscribe! We are on the road to 100k credit cousins!!
Byee!
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